Tax Return & Financial Statement Analysis

We will focus on loan level stress testing with an understanding of pay vs save strategies, a variation of the matrix approach, questions to ask, and how to unwind if you have to. How to answer... Continue Reading

In this episode, Laurie Stewart will share what she is hearing from other Bank CEOs around the country as to what now, and what next, to mitigate credit risk as we head into the pandemic-related... Continue Reading

The PPP loan program was rolled out and implemented in haste, without the guidance that bankers generally rely on. As we build this airplane in mid-flight, Paula King CPA will give us actionable... Continue Reading

We are zeroing in on stress testing at the portfolio level as the country melts down into the pandemic recession. Consider if you need to up your game, increase stress testing frequency, and... Continue Reading

I wrote the AllBusiness.com article linked below during the recession BEFORE the Great Recession of 2008/2009. And now we are in the Pandemic Recession. Turns out what was true three recessions... Continue Reading

Practical steps a business owner should consider to plan, to respond quickly and to move forward through the recession. A four-plan approach to conquering the fear and moving forward.... Continue Reading

Jennifer’s question: Hi Linda, I had my first conflict on Operating Business Income (OBI) vs Net Income per Books (NIPB) today.  I normally start my cash flow with OBI.  On the... Continue Reading

Not a V, not a U, not a W. Economist Dr. Bill Conerly predicts a square root. When economists vary in their predicted drop in GDP from 57% drop to an 8% drop, learn what Bill is watching to... Continue Reading

In the triage process, you will identify CRE loans that might be in jeopardy but can be saved. In this episode, we key in on your first steps to keep a troubled deal in the performing loan... Continue Reading