How to survive a downturn? Show me the money…
If your personal income is based on your volume of loans closed, you may be feeling the pinch... Continue Reading
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Are lenders to blame or the scape-goats for the Sub-prime meltdown?
Is anyone else getting tired of the blame for the sub-prime meltdown being laid at the feet of... Continue Reading
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Stated Income: Out of the Fat into the Fire
In my August 13th post, I defended 'stated income' as a legitimate tool in making a loan. In... Continue Reading
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Wells Fargo’s Happy-to-Grumpy ratio…the ‘new’ analysis tool?
No, 'happy-to-grumpy' is not taking its place next to current ratio and debt to equity. It...
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So how much income do I need to qualify?
Since by now you know I would not cheat or lie, why would I use stated income? After all, no...
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Lies, lies, and more lies. What to do if they are lying on their tax return.
Interesting question...and one I cannot answer definitively here. Check with your...
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Truth or Lies…when the tax return really does not tell the story.
"Here is my tax return but let me tell you what I really...
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