What about a track record
To count capital gains activity for recurring cashflow many, if not most, financial institutions will want to see a track record. But not all.
A lesson learned from lenders to High Net Worth/High Income Clients
What if your borrower has a million-dollar portfolio? Does it really matter that s/he has not tapped it in the last few years? In fact, is it a plus that during the recession s/he did not have to tap it?