Financial Statement Analysis, Mortgage Lending, Tax Return Analysis

What is the difference between amortization and depreciation?

Most lenders and credit analysts learn early on to add back depreciation to determine ...

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Lender Q&A

When should capital contributions be deducted from personal cash flow?

Tim’s question: Typically when I see a distribution along with a capital contribution on ...

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Lender Q&A

Amortization in Tax Return Cashflow Analysis

Linda’s question: Yes, this question occurred to today me as I was reviewing a ...

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Lender Q&A

Capital contributions for global cashflow

Tim’s question: Our borrower shows a cash contribution of $200,000 on the 2020 tax ...

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Lender Q&A

Lenders and Bad Debt Expense

Erik’s question: Given an accrual tax return, in what scenarios would you recommend actually ...

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