How can we help? Call us at 360-455-1569 or email

Our client list

The companies listed below are:

  • Companies and organizations for whom we have consulted or presented.
  • Bank, credit union and business associations who have hired us for conference presentations.
  • Banks and credit unions who have hired us for a review of their business lending guidelines and to train their lenders in financial statement and tax return analysis.
  • Banks and credit unions who have sent lenders to our open-enrollment and local training programs.

Not on the list yet? Click here to contact Linda Keith CPA.

Credit Unions
Mortgage & Finance


AgCountry Farm Credit Services
AgStar Financial Services
Agri Access
American AgCredit
American Farm Mortgage
Badgerland Financial Services
CGB AgriFinancial Services
Farm Bureau Bank
Farm Credit Services of Colusa-Glenn
Farm Credit Services of Mid-America
Farm Credit West
Farmer Mac
Greenstone Farm Credit Services
Northwest Farm Credit Services
United Farm Credit Services
USDA-Farm Service Agency
Wabash County Farm Bureau CU
Western AgCredit
Yankee Farm Credit
Yosemite Farm Credit
Zions Ag Finance


USDA-Farm Service Agency


1st Centennial Bank
Action Mortgage
Advanced Business Center
Advanced Financial Services
Affinity Bank
Affinity Financial Corporation
Albina Community Bank
Alliance Bank
Allied Capital
America California Bank
American Marine Bank
American Pacific Bank
American Premier Bank
American River Bank
American Security Bank
AmericanWest Bank
Asian Pacific National Bank
Austin Bank of Chicago
Baker Boyer Bank
Balboa Thrift & Loan
Banco Popular
Bank of Alameda
Bank of America
Bank of Astoria
Bank of China
Bank of Clark County
Bank of East Asia
Bank of Eastern Oregon
Bank of Escondido
Bank of Guam
Bank of Hemet
Bank of Manhatten
Bank of Marin
Bank of Rio Vista
Bank of Stockton
Bank of the Cascades
Bank of the Pacific
Bank of the Sierra
Bank of the West
Bank of Walnut Creek
Bank of Whitman
Bank of Whittier
BankWest, Inc.
Banner Bank
Barron Funding Group
Bay Cities National Bank
B.B.V.A. Bancomer U.S.A.
Borrego Springs Bank
Boston Private Bank and Trust
Broadway Federal Bank
Business First National Bank
Cal Fed
California Bank & Trust
California Business Bank
California First National Bank
California National Bank
California Oaks State Bank
California Pacific Bank
California Savings Bank
California United Bank
Canyon National Bank
Cascade Bank
Cashmere Valley Bank
Cathay Bank
CDC Loans
Centennial Bank
Central California Bank
Chang Hwa Commercial Bank
China Trust Bank
Circle Bank
Citibank West
Citic Ka Wah Bank Ltd.
Citizens Bank
Citizens Bank of Nevada County
Citizens Business Bank
Citizens Financial Services
City Bank
City National Bank
Clackamas County Bank
Coastal Community Bank
Colorado Community Bank
Columbia Bank
Columbia River Bank
ComUnity Lending
Comerica Bank
Commercial National Bank of Berwyn
Commerce Bank of Washington
Commercial Capital Bank
Commercial Factors
Community Bank
Community First Bank
Community First National Bank
Community Investment Corp
Construction Lending Corporation
Contractors Financial Services
Cowlitz Bank
Crowne Capital
Delta National Bank
Desert Community Bank
Directed Capital Resources
Downey Savings & Loan
East West Bank
Eastern International Bank
Estate Financial Inc.
Evergreen Federal
Exchange Bank
Far East National Bank
Farmers & Merchants Bank
Fenmore Corporation
First Bank
First Bank & Trust
First Bank Colorado
First Bank Of Beverly Hills
First California Bank
First Coastal Bank
First Commerce Bank
First Dakota Nat’l Bank
First Federal Bank of California
First Federal Savings McMinnville
First Federal Savings Port Angeles
First Federal Savings San Rafael
First Franklin Financial Corporation
First Heritage Bank
First Independent Bank
First Midwest Bank
First Mountain Bank
First Mutual Bank
First National Bank
First National Bank Central CA
First National Bank Evergreen Park
First National Bank of Northern CA
First National Bank of Tennessee
First National Bank Port Orchard
First National Bank Ventura
First Northern Bank Dixon
First Pacific Financial
First Private Bank & Trust
First Republic Bank
First Savings Bank of Renton
First Savings Bank Northwest
First Security Thrift
First State Bank of CA
First United Financial Bancorp
Foundation Bank
Fremont Bank
Fremont Investment & Loan
Frontier Bank
Fullerton Community Bank
G.B.C. International Bank
Golden Security Bank
Goleta National Bank
Goodlin Financial Group
Greater Bay Bank
Greenfield Banking Co.
Gulf Bank
Harbor National Bank
Hawthorne Savings
Heritage Bank
Heritage Bank of Commerce
Heritage Oaks Bank
H.F. Gehant Banking Co.
Home Bank
Home Bank Of California
Homestreet Bank
Hometown National Bank
Horizon Bank
Hua Nan Commercial Bank
Impac Lending Group
Imperial Capital Bank
Inland Community Bank
Inland Empire National Bank
Innovative Bank
International Commercial Bank of China
Israel Discount Bank
I.T.T. Federal Bank
Kaiser Federal
Key Bank
Kitsap Bank
Korea First Bank
Krung Thai Bank P.L.C.
La Jolla Bank
La Salle Bank
Lamorinda National Bank
Land Bank of Taiwan
Lehman Brothers Bank
Liberty Bank
L.J. Melody & Co.
Los Angeles National Bank
Luther Burbank Savings
Magna Capital Group
Malaga Bank
Manufacturers Bank
Mechanics Bank
Mellon 1st Business Bank
Merchants Bank of California
Metcalf Hodges P.S.
Metro United Bank
Metropacific Bank
Mid-State Bank & Trust
Midwest Bank & Trust
Minnwest Capital Corporation
Mission National Bank
Mission Oaks National Bank
Mission Valley Bank
Montecito Bank & Trust
Monument National Bank
Mountain West Bank
Mt Rainier National Bank
Napa Community Bank
National Bank of California
National Bank of The Redwoods
N.C.W. Community Bank
Nodaway Valley Bank
North Cascades National Bank
North County Bank
North Valley Bank
Northern Trust
Northrop Grumman FCU
Northwest Farm Credit Services
N.X.T. Equities Inc
Olympia Federal Savings
One United Bank
Orange National Bank
Orchard Bank
Oregon Coast Bank
Oregon Pacific Banking Co.
Oversea Chinese Banking Corporation
Pacific Business Bank
Pacific Capital Bank
Pacific Capital Lending
Pacific Century Bank
Pacific Coast Bankers Bank
Pacific Mercantile Bank
Pacific Premier Bank
Pacific State Bank
Pacific Trust Bank
Pacific Valley Bank
Pacific Western Bank
Peoples Bank
PFF Bank & Trust
Pierce Commercial Bank
Pinnacle Bancorp Inc.
Pioneer National Bank
Placer Sierra Bank
PLM Lender Services
Plumas Bank
Preferred Bank
Premier Commercial Bank
Premierwest Bank
Prime Pacific Bank
Professional Business Bank
Promerica Bank
Provident Savings Bank
Raymond Federal Bank
RBC Bank
Regal Financial Bank
Republic Bank
Riverview Community Bank
Rock River Bank
Saehan Bank
San Jose National Bank
Santa Cruz County Bank
Santa Lucia Bank
Savings Bank of Mendocino County
Secure Holdings
Security Pacific Financial Services
Security State Bank
Silicon Valley Bank
Silver Falls Bank
Silvergate Bank
Sonoma Bank
Sonoma Valley Bank
Sound Community Bank
South County Bank
South Valley Bank & Trust
South Valley National Bank
Southern California Bank
Southwest Community Bank
Standard Bank
State Bank of Cross Plains
Sterling Savings Bank
Stillman Bancorp
Summit Bank
Suncrest Bank
Sunset Mortgage
Sunwest Bank
Sutter Community Bank
TD Bank
Temecula Valley Bank
The Bank of Washington
The Harris Bank
Timberland Bank
Tokai Bank
Tomato Bank
Tower Funding Of Valencia
Trans Pacific National Bank
Tri Counties Bank
Tustin Community Bank
Umpqua Bank
Union Bank of California
Union Safe Deposit Bank
United American Bank
United California Bank
United Commercial Bank
United Labor Bank
United Overseas Bank
United Security Bank
Universal Bank
U.S. Bank
U.S. Trust Company
Valley Community Bank
Valley Economic Development
Valley Independent Bank
Ventura County National Bank
Viking Community Bank
Washington Trust Bank
Wells Fargo Bank
West Coast Bank
Westamerica Bank
Whidbey Island Bank
Wilshire International Financial Network
Wisconsin Business Development

Mortgage and Finance

Alexander Mortgage
All California Mortgage
All Seasons Mortgage
American Home Loans
American Real Estate Solutions
Amir Mortgage Corporation
Angeles Finance
Apex Investments
Berkshire Mortgage
Best Rate Solutions
B.W.C. Mortgage Services
Cabrera & Associates
California Community Resources
Capitol Financing
Central Mortgage
Century Financial Group
Citibrokers Real Estate
C.M.G. Mortgage
Delta Home Loans
Farmer Mac
Finance & Thrift Co.
Finet Mortgage
First Century Mortgage
First Home Loans
Firstplus Credit & Collections
Ford Consumer Finance
G.P. Realty Finance
Greater Suburban Mortgage
Home Lending
Huntington Mortgage
Inland Mortgage Corporation
Integrated Funding
Intervest Mortgage
Keystone Mortgage Group
Kitsap Mortgage
Loan U.S.A.
Medallion Mortgage
Mercedes Benz Credit Corp
M.G.M. Mortgage
Morfacts Mortgage
Mortgage Funding
Mortgage Center Corp
National Mortgage
Network Mortgage
O’Dette Mortgage Group
Omni Mortgage
Pacific Empire Realty
Personal Finance Co.
Preferred Mortgage NW
Puget Sound Mortgage Brokers
Raintree Mortgage
S&S Financial Inc.
Rancho Santa Fe Mortgage
Redwood Mortgage
Santa Cruz Mortgage
Sierra Real Estate Services
Small Business Mortgage Corporation
Solutions Plus Mortgage
Spinner Mortgage
Sprint Funding
Stern Mortgage
The Loan Story
United Mortgage Solution
United Pacific Mortgage
U.S. Bancorp Home Loans
Venture West Funding
Viking Mortgage Services
Wells Fargo Home Mortgage
Western Heritage Financial


American Institute of Banking
Automotive Service Association
Credit Union Association Oregon
Credit Union Association Colorado
Credit Union National Association (CUNA)
Idaho Bankers Association
Institute of Financial Executives
Institute of Management Accounts
Member Business Solutions CUSO
Michigan Business Connection CUSO
Michigan CU League
Minnesota League of Credit Unions
New Jersey CU League
Northwest Credit Union Association
Oregon Bankers Association
Risk Management Summit
Utah League Of Credit Unions
Wisconsin Credit Union League

Credit Unions

Addison Ave FCU
Advantis CU
Affinity West FCU
Alaska Airlines/Horizon Air EFCU
Alliance CU
Allied Healthcare FCU
Alpine CU
Alta One FCU
Altura CU
American First CU
Americas Christian CU
Americas CU
Antelope Valley FCU
Arrowhead CU
Associated Federal EFCU
Atlantic City Firemen’s FCU
Aurora FCU
Bakersfield City EFCU
Bay Media FCU
Bergen Passaic Postal CU
Blue Mountain CU
Bourns ECU
Box Elder FCU
Bridgeton Onized FCU
Brighton Coop FCU
Burbank City EFCU
Burbank Community FCU
Business Council CU
Cabrillo CU
Cal State Central CU North Bay
California State & Fed E.CU #20
California Bear CU
California Coast CU
California Community CU
California CU
Caltech EFCU
Cannon Financial FCU
Capital Power CU
Cascade Community FCU
Cascade FCU
Castparts EFCU
Cathay Bank
Catholic CU
Central State CU
Certified FCU
Chabot FCU
Chaffey FCU
Cherry EFCU
Chetco FCU
Christian Community CU
Clackamas Community FCU
Coast Central CU
Colorado Central CU
Colorado United CU
Columbia Community CU
Columbine FCU
Community Choice CU
Community Financial FCU
Coors FCU
Coulee Dam FCU
Credit Union Association Oregon
Credit Union Association Colorado
Credit Union National Association (CUNA)
Credit Union of Denver
Credit Union of Southern California
Credit Union of the Pacific
Credit Union One
Crown Central CU
CU Direct Lending
Cyprus FCU
Davis Schools CU
Deere & Company CU
Denver Fire Dept FCU
Denver Media CU
Denver Municipal FCU
Denver Postal CU
Denver Public School EFCU
Downey FCU
E-Central CU
Eagle Community CU
Eastside CU
Educational ECU
Electrical FCU
Evangelical Christian CU
Exchange CU
F.A.A. First FCU
F.A.A. Western FCU
Farmers Insurance Group FCU
Fibre FCU
Finance Center FCU
Financial 21 Community CU
Financial Partners CU
Firefighter’s CU
First Charter FCU
First City CU
First Community CU
First Future CU
First Metropolitan CU
First Technology CU
First US Community CU
Fiscal CU
Foothill FCU
Foothills CU
Fort Lyon FCU
Fred Meyer EFCU
Fresno County FCU
Gapac EFCU
Garden Sate FCU
Gemco EFCU
Geo Pac Toledo EFCU
Glendale Area Schools FCU
Global CU
Golden Bay FCU
Grantsville FCU
Great Northwest FCU
Group Health CU
Harbor Area Postal ECU
Harbor FCU
Harborstone CU
Hercules CU
Horizon CU
I.B.M. Rocky Mountain EFCU
Hamilton Horizons FCU
Inland Empire CU
Jacom CU
Jordan CU
Kaiperm FCU
Kaiperm Northbay FCU
Kaiser Lakeside CU
Kern Schools FCU
Kimble FCU
Kinecta FCU
Kings FCU
Kitsap Community FCU
L.A.Financial FCU
L.A.Fireman’s CU
L.A.Healthcare FCU
L.A.Police FCU
Lacamas Community CU
L.B.S. Financial CU
L.C. Longshoremen FCU
Linn-Co FCU
Lockheed FCU
Logan Medical FCU
Long Beach City EFCU
Longs Peak FCU
Los Angeles FCU
Lutheran CU
Manville EFCU
Maps CU
Mc Kay Dee CU
Members FCU
Members Own FCU
Mercer County N.J. Teachers FCU
Merck EFCU
Metro CU
Michigan CU League
Midtown FCU
Millard County CU
Minnesota League of Credit Unions
Mission City FCU
Mission FCU
Mobil FCU
Mobil West CU
Monterey CU
Moroni FCU
Morristown FCU
Mountain America CU
Mountain Bell FCU
Musician’s Interguild CU
New Jersey CU League
Newrizons FCU
News Paper EFCU
Nissan FCU
North Hollywood Postal FCU
Norlarco CU
North Central CU
North Island Financial CU
Northrop Grumman FCU
Northwest Community CU
Northwest Plus CU
Northwest Resource FCU
Northwest United FCU
Norton Community CU
Numerica CU
O Bee CU
Ocha CU
Old West FCU
Olympia CU
Onpoint Community CU
Orange County Teachers FCU
Orange County’s CU
Oregon Pioneer FCU
Oregonians CU
Our Community FCU
Pacific Cascade FCU
Pacific Coast CU
Pacific Community CU
Pacific Crest FCU
Pacific Rails FCU
Pacific Resource CU
Pacific Transportation FCU
Paragon FCU
Parishioners FCU
Partners FCU
Pasadena FCU
Patelco CU
Peninsula Community FCU
Pikes Peak FCU
Pioneer CU
Point Loma CU
Point Mugu FCU
Popa FCU
Postal 1st CU
Postal Plus FCU
Power CU
Premier America CU
Prevail CU
Primeway FCU
Priority One CU
Progressions CU
Provident CU
Provo City ECU
Public Service CU
Pueblo Teachers CU
Qualstar CU
Quimper Community FCU
Rancho FCU
Raysan FCU
Rivermark Community CU
Rocky Mountain CU
Rogue FCU
Rolling FCU
Rural Electric CU
Sacramento CU
Safe CU
Salt Lake City CU
Salt Lake Schools CU
San Diego County CU
San Francisco Police CU
San Gabriel Valley CU
San Mateo CU
Santa Clara County FCU
Santa Cruz Community CU
Santa Monica Schools EFCU
Schools Financial CU
San Diego Medical FCU
Sea Air FCU
Seattle Metropolitan CU
Selco Community CU
San Francisco Police CU
Sierra Central CU
Sierra Point CU
S.M.W.#9 FCU
Snocope CU
Sonoma Bank
Southern Oregon FCU
Sound CU
South Bay CU
South Western FCU
Southland CU
Spanish American FCU
Spokane FCU
Spokane Teachers CU
Saint Helens Community FCU
Stanford FCU
Star One CU
State Center CU
Sterling Community FCU
Straitview CU
Sun Community FCU
Sycamore Community CU
Tapco CU
Teamsters 37 FCU
Technology CU
Telco CU
Telesis Community CU
Tenet FCU
Tooele FCU
Torrance FCU
Trans West CU
Transportation NW CU
Twin Star CU
U.F.C.W. Northwest FCU
United Advantage NW FCU
United Financial CU
United Grocers NW FCU
United Methodist FCU
United Services of America FCU
Universal Campus CU
University CU
University of Utah CU
U.S. Community CU
U.S. Agencies CU
Utah Central CU
Utah Law Enforcement CU
Utah League Of Credit Unions
Utah Power & Light ECU
Victor Valley FCU
Vista FCU
Visterra CU
Wabash County Farm Bureau CU
Walla Walla Valley FCU
Wasatch Mountain FCU
Washington CU
Washington State ECU
Water & Power CU
Watermark CU
Wauna FCU
Weld Schools CU
Wes Corp FCU
Wescom CU
Western FCU
Westworks CU
White Crown FCU
Whittier Municipal EFCU
Wisconsin Credit Union League
Wyo Central FCU
Wyoming EFCU
Wytel FCU
Xerox FCU
Yakima Valley CU