How can we help? Call us at 360-455-1569 or email

4% of businesses list financing as their #1 concern

Are you having trouble finding business borrowers?

The National Federation of Independent Businesses just announced the results of their November 2009 Small Business Economic Trends Report.

They asked the respondents what their
top needs are now.

  • 33% said more customers and improved revenue.
  • In contrast, only 4% said financing.

And of the independent businesses who want loans now, 33% said there was not change in availability from before the recession. Only 14% said the loans are harder to get.

A tale of two companies…
In an post titled The Curse of Doing Well in Today’s Economy, small business financing expert Sam Thacker tells the tale of two businesses that would have gotten financing in the same circumstances two years ago but can’t get it now.

What is your experience? Are there business borrowers out there that can’t get loans or is there more than enough money to go around?


About the Author
Linda Keith CPA is an expert in credit risk readiness and credit analysis. She trains banks and credit unions throughout the United States, both in-house and in open-enrollment sessions, on Tax Return and Financial Statement Analysis. She is in the trenches with lenders, analysts and underwriters helping them say "yes" to good loans. Creator of the Tax Return Analysis Virtual Classroom at, she speaks at banking associations on risk management, lending and director finance topics.