PI or PITI Confusion…
Mandi’s question: I recently purchased your Essentials 1040 Review and Beyond the Basics... Continue Reading
By
//Linda Keith, CPA
Is your borrower’s business a hobby?
You may wonder why you should care if an individual, either your borrower or the guarantor of... Continue Reading
What Credit Analysts need to know about CAMELS
I just read a great article entitled “The CAMELS Rating: How to Get Over the Hump”... Continue Reading
Non-obligated entities. Is the K-1 enough?
Sean’s question: I have a personal guarantor to my main borrowing entity. That guarantor... Continue Reading
Increasing credit risk in banking as economy hums along
How do bankers plan to maintain credit risk readiness in a good economy but with trouble on the way? Continue Reading
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Schedule B Interest: Pass-through or Cash Flow?
Patrick’s question: In your manual, Tax Return Analysis: Fundamentals and 1040, you state... Continue Reading
Depreciation confusion: What if you start with Net Income per books?
Jenifer’s question: We recently purchased new software that has a different approach to adding... Continue Reading
Is military retirement pay always taxable?
Alyssa’s question: Does military retirement income show on the tax return? I have a borrower... Continue Reading
Add-back Depreciation with Lease-to-Own?
Carrie’s question: Any suggestions on underwriting lease to own companies (that lease household... Continue Reading
What to do with 481a adjustment?
Charlene’s and Yousaf’s question: Both Charlene and Yousaf had a question about... Continue Reading
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