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Credit Risk Ready podcast

Loan Coding, CECL, and the Pandemic: Oh My! | Podcast

Dive into some of the details in loan coding, CECL and how they both are impacted by the pandemic. Segments are getting more granular, stress-testing needs a different approach, and qualitative...
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Credit Risk Ready podcast

A Practical View of Regulatory Guidance and Prudent Lending | Podcast

In this episode, we zero in on the regulatory environment and the guidance regulatory agencies are providing as we have to move fast to try to protect our borrowers and our bank. Are we confident...
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Credit Risk Ready podcast

Bottoms up Stress Testing: How Front Line Lenders Can Reassess Current Loans | Podcast

We will focus on loan level stress testing with an understanding of pay vs save strategies, a variation of the matrix approach, questions to ask, and how to unwind if you have to. How to answer...
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Credit Risk Ready podcast

Credit Risk Focus as We Head Into the Recession: A Practical Approach | Podcast

In this episode, Laurie Stewart will share what she is hearing from other Bank CEOs around the country as to what now, and what next, to mitigate credit risk as we head into the pandemic-related...
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Credit Risk Ready podcast

The PPP Mad Dash Continues: Forgiveness FAQs | Podcast

The PPP loan program was rolled out and implemented in haste, without the guidance that bankers generally rely on. As we build this airplane in mid-flight, Paula King CPA will give us actionable...
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Portfolio Stress Testing as the Economy Worsens | Podcast

We are zeroing in on stress testing at the portfolio level as the country melts down into the pandemic recession. Consider if you need to up your game, increase stress testing frequency, and...
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Troubled Business

Warning signs for a troubled business?

I wrote the AllBusiness.com article linked below during the recession BEFORE the Great Recession of 2008/2009. And now we are in the Pandemic Recession. Turns out what was true three recessions...
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Credit Risk Ready podcast

A Business Path Through the Recession | Podcast

Practical steps a business owner should consider to plan, to respond quickly and to move forward through the recession. A four-plan approach to conquering the fear and moving forward....
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Do I use OBI or NIPB in Global Cash Flow?

Jennifer’s question: Hi Linda, I had my first conflict on Operating Business Income (OBI) vs Net Income per Books (NIPB) today.  I normally start my cash flow with OBI.  On the...
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