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Meals and entertainment

New rules for meals and entertainment may change your cashflow analysis

Ron’s question: Is entertainment still deductible? If not, where do I find it? Linda’s answer: This is a timely question since there have been significant changes. Starting in October...
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Tax Return Analysis

When to use K-1 Pass-Thru Income for Personal/Owner Analysis?

Ron’s question: I am a commercial real estate lender for a small bank. In the past I’ve always used the pass-thru income from real estate entity LLCs as part of the calculation of personal...
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Cash vs Property K-1 Distributions: Which do you count?

Tim’s question: Previously the Federal IRS business tax returns would indicate whether a “distribution” was cash or property. There have been some changes to the K-1 in 2020/2021. Is there...
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Credit Risk Ready podcast

Risk Appetite: The Battle between Lending & Credit (and how both can win) | Ancin Cooley

Lending and Credit have a different outlook on risk. Sometimes it seems like a battle. And yet, both groups need a volume of performing loans to carry the day. Today we’ll look at how risk...
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Credit Risk Ready podcast

Credit Risk Review in (and Out of) a Pandemic Recession | Ancin Cooley

Loan review is always an important risk management function. Some would say it becomes more important in turbulent times. I would say that good loan review practices even when we are on easy...
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Credit Risk Ready podcast

Prudent Pandemic Loan Concessions: How Will the Regulators See It? How Can We Prepare? | Ancin Cooley

How are the regulators approaching examinations with 2020 in the rear-view mirror? Is it the same or different than past examinations? And how will it change as we start into a recovery? We cover...
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Credit Risk Ready podcast

Pushing Out of Your Comfort Zone: How to Master Difficult Conversations in a Virtual Meeting | Allison Shapira

You need to: reach out to your borrowers, in tough times and in triumph. present your ideas to your mentor lender, or the loan committee, in a way that accomplishes your goals and advances your...
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Credit Risk Ready podcast

Sales and Marketing: Strategy Questions to Help (and Assess) Your Business Borrowers | Joel Block

Success in business is dependent on success in sales and marketing. In this episode we will tackle three key strategies successful businesses employ. If you lend to businesses or business owners,...
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Credit Risk Ready podcast

Higher Expectations in Virtual Meetings: Are You Ready? | Allison Shapira

As we get ‘back to work’, expectations for polish and impact in virtual meetings will go up. The casual, lowered expectations during the recession will be replaced by an assumption...
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