Tax Return & Financial Statement Analysis

Ron’s question: Is entertainment still deductible? If not, where do I find it? Linda’s answer: This is a timely question since there have been significant changes. Starting in October... Continue Reading

Ron’s question: I am a commercial real estate lender for a small bank. In the past I’ve always used the pass-thru income from real estate entity LLCs as part of the calculation of personal... Continue Reading

Tim’s question: Previously the Federal IRS business tax returns would indicate whether a “distribution” was cash or property. There have been some changes to the K-1 in 2020/2021. Is there... Continue Reading

Lending and Credit have a different outlook on risk. Sometimes it seems like a battle. And yet, both groups need a volume of performing loans to carry the day. Today we’ll look at how risk... Continue Reading

Loan review is always an important risk management function. Some would say it becomes more important in turbulent times. I would say that good loan review practices even when we are on easy... Continue Reading

How are the regulators approaching examinations with 2020 in the rear-view mirror? Is it the same or different than past examinations? And how will it change as we start into a recovery? We cover... Continue Reading

You need to: reach out to your borrowers, in tough times and in triumph. present your ideas to your mentor lender, or the loan committee, in a way that accomplishes your goals and advances your... Continue Reading

Success in business is dependent on success in sales and marketing. In this episode we will tackle three key strategies successful businesses employ. If you lend to businesses or business owners,... Continue Reading

As we get ‘back to work’, expectations for polish and impact in virtual meetings will go up. The casual, lowered expectations during the recession will be replaced by an assumption... Continue Reading