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Credit Risk Ready podcast

The PPP Mad Dash Continues: Forgiveness FAQs | Podcast

The PPP loan program was rolled out and implemented in haste, without the guidance that bankers generally rely on. As we build this airplane in mid-flight, Paula King CPA will give us actionable...
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Portfolio Stress Testing as the Economy Worsens | Podcast

We are zeroing in on stress testing at the portfolio level as the country melts down into the pandemic recession. Consider if you need to up your game, increase stress testing frequency, and...
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Troubled Business

Warning signs for a troubled business?

I wrote the AllBusiness.com article linked below during the recession BEFORE the Great Recession of 2008/2009. And now we are in the Pandemic Recession. Turns out what was true three recessions...
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Credit Risk Ready podcast

A Business Path Through the Recession | Podcast

Practical steps a business owner should consider to plan, to respond quickly and to move forward through the recession. A four-plan approach to conquering the fear and moving forward....
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Do I use OBI or NIPB in Global Cash Flow?

Jennifer’s question: Hi Linda, I had my first conflict on Operating Business Income (OBI) vs Net Income per Books (NIPB) today.  I normally start my cash flow with OBI.  On the...
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Credit Risk Ready podcast

The Square Root Recession | Podcast

Not a V, not a U, not a W. Economist Dr. Bill Conerly predicts a square root. When economists vary in their predicted drop in GDP from 57% drop to an 8% drop, learn what Bill is watching to...
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Credit Risk Ready podcast

First Steps from CRE Triage to Performing Loan | Podcast

In the triage process, you will identify CRE loans that might be in jeopardy but can be saved. In this episode, we key in on your first steps to keep a troubled deal in the performing loan...
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Credit Risk Ready podcast

CRE Triage as we Dip into the Recession | Podcast

Some commercial real estate deals can be saved as we enter the recession caused by the global coronavirus pandemic. Some deals cannot be saved. What questions should lending and credit...
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PPP Loans: 4 approaches, 4 different loan amounts

{Updated 4/10/2020 for information on seasonal workers, banker reliance on borrower documents, self-employed borrowers (filing 1040 C or F) and payroll caps per employee.} {NOTE: I will not...
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