So once again you are looking all over the K-1 for the owner's capital contributions, or whether the distributions are cash or property, or the borrower's share of liabilities. Where the heck...
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In the June 15-21, 2007 issue of the Puget Sound Business Journal (PSBJ), Reid Adamson of Baldwin Resource Group advises real estate developers: "Don't...
Continue Reading"How do we teach the next generation of bankers?" queries Ben Shandrow, SVP at Columbia Bank in Washington State. Here is the short version...read...
Continue ReadingEspecially with a start-up business, sometimes the business borrower does not know all the questions to ask. Pair that with a newer lender and some critical piece of the communication may be...
Continue ReadingIt is no surprise that the current rate environment is pinching the profits of lenders. If you missed it, there is a good article in the
In my loan officer training sessions on tax return analysis, this subject comes up: 'What if I don't think the borrower can pay, even though the analysis shows they...
Continue ReadingMany lenders in my Tax Return Analysis training workshops are new to business lending. I always know if my advice to them is resonating by watching the more senior lenders in the...
Continue ReadingA factoid in the September 2006 Journal of Accountancy caught my eye.
In the 2005 "ACNielsen Online...
Continue ReadingBusinesses and business owners borrow based on relationships, not rates.
In trying to decide between a couple of taglines for my business I polled my business owner friends first....
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