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Category: Lender Q&A

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Are you smarter than a 1st grader? Wants and Needs

In a Junior Achievement class with 1st graders, each student had two cards in ...

Non-Profits: Forms and Cashflow

Your question: Do nonprofit organizations still need to file tax returns even if they ...

How does debt forgiveness impact taxable income? Cashflow?

Your question: I have heard that borrowers have to pay taxes on the debt ...

Can I add qualified dividends?

Your question: I know I can add tax-exempt interest on the 1040 Line 8b ...

If YTD Financial Statement shows improvement can I use it in qualifying cashflow?

Your question: Can I safely use year-to-date financial statements in my analysis? We get ...

How do I qualify borrowers as historical data gets worse instead of better?

Your question: I have heard you say that business lending will be harder in ...