AgLending, Business Lending, Complex Borrowers, Lender Q&A, Qualifying the borrower

Is your borrower’s business a hobby?

You may wonder why you should care if an individual, either your borrower or ...

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Lender Q&A

Non-obligated entities. Is the K-1 enough?

Sean’s question: I have a personal guarantor to my main borrowing entity. That guarantor ...

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AgLending, Business Lending, Complex Borrowers, Lender Q&A, Mortgage Lending, Personal Lending, Qualifying the borrower, Tax Return Analysis

Schedule B Interest: Pass-through or Cash Flow?

Patrick’s question: In your manual, Tax Return Analysis: Fundamentals and 1040, you state that ...

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Lender Q&A, Tax Return Analysis

Depreciation confusion: What if you start with Net Income per books?

Jenifer’s question: We recently purchased new software that has a different approach to adding ...

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Lender Q&A

Is military retirement pay always taxable?

Alyssa’s question: Does military retirement income show on the tax return? I have a ...

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AgLending, Business Lending, Lender Q&A, Mortgage Lending, Personal Lending, Qualifying the borrower, Tax Return Analysis

Add-back Depreciation with Lease-to-Own?

Carrie’s question: Any suggestions on underwriting lease to own companies (that lease household items, ...

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