Financial Statement Analysis, Mortgage Lending, Tax Return Analysis

What is the difference between amortization and depreciation?

Most lenders and credit analysts learn early on to add back depreciation to determine ...

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AgLending, Business Lending, Complex Borrowers, Lender Q&A, Mortgage Lending, Personal Lending, Qualifying the borrower, Tax Return Analysis

Schedule B Interest: Pass-through or Cash Flow?

Patrick’s question: In your manual, Tax Return Analysis: Fundamentals and 1040, you state that ...

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AgLending, Business Lending, Lender Q&A, Mortgage Lending, Personal Lending, Qualifying the borrower, Tax Return Analysis

Add-back Depreciation with Lease-to-Own?

Carrie’s question: Any suggestions on underwriting lease to own companies (that lease household items, ...

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AgLending, Business Lending, Complex Borrowers, Lender Q&A, Mortgage Lending, Personal Lending, Qualifying the borrower, Tax Return Analysis

What to do with 481a adjustment?

Charlene’s and Yousaf’s question: Both Charlene and Yousaf had a question about 481a this ...

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AgLending, Business Lending, Complex Borrowers, Lender Q&A, Mortgage Lending, Personal Lending, Tax Return Analysis

Changes to the 2018 tax forms will be confusing

I update the tax forms we use in our resource manuals and www.LendersOnlineTraining.com modules ...

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Business Lending, Complex Borrowers, Lender Q&A, Mortgage Lending

Borrower’s mindset: Residential vs Commercial Real Estate

As always, I am on the hunt for information that will give real estate ...

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