Lender Q&A, Tax Return Analysis

PI or PITI Confusion…

Mandi’s question: I recently purchased your Essentials 1040 Review and Beyond the Basics Manual. ...

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AgLending, Business Lending, Complex Borrowers, Lender Q&A, Qualifying the borrower

Is your borrower’s business a hobby?

You may wonder why you should care if an individual, either your borrower or ...

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Credit Risk Readiness

What Credit Analysts need to know about CAMELS

I just read a great article entitled “The CAMELS Rating: How to Get Over ...

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Lender Q&A

Non-obligated entities. Is the K-1 enough?

Sean’s question: I have a personal guarantor to my main borrowing entity. That guarantor ...

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AgLending, Business Lending, Complex Borrowers, Credit Risk Readiness, Economy impact on business and lending, Qualifying the borrower

Increasing credit risk in banking as economy hums along

The article by Tyler Mondres in the ABA Journal is titled ‘Rosy Economic Picture ...

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