LinkedIn Debate on considering 'Character' in lending
One of the LinkedIn Groups I belong to is having a raging debate about whether that first C of... Continue Reading
Category
//Qualifying the borrower
Global Analysis: Consolidate Balance Sheets?
Many business lenders use global analysis to consolidate cashflow among related entities. For... Continue Reading
How to Lie (or at least mislead) with Statistics: Buyer, Banker and Business Owner Beware
Under a headline 'Small Business Lending Strong in 2010' I found this lead sentence:
Continue Reading3 alternatives for small biz lenders when 2010/11 is looking up
In today's Wall Street Journal, an article on Banks Reach Out to Small Firms caught my... Continue Reading
Got questions? 2 quick resources for answers on cashflow analysis of tax returns
Let's assume your question is on a K-1.
There is a K-1 for a 1065 (Partnerhsips and... Continue Reading
There is a K-1 for a 1065 (Partnerhsips and... Continue Reading
The Top Ten Risks to Business Today
This blog-post is for business lenders and for business owners. While the lender and the owner... Continue Reading
Are 'Guaranteed Payments' really guaranteed?
Guaranteed payments are those made by a partnership to a partner that are determined without... Continue Reading
K-1 Question from Lenders: Can I use Self-employed income?
I get questions all the time from bank and credit union lenders on lending to businesses and to... Continue Reading
Are you missing a depreciation add-back?
Often lenders add back depreciation everywhere they find it...front page, 4562, Schedule K of... Continue Reading
Five high-level bankers speak up on availability of small business credit
To prepare for a CNN interview on the 'freeing up' of small business lending, I had a very... Continue Reading
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