The Credit Risk Readiness Study
Are we ready for the next recession?
The Credit Risk Readiness Study is a nation-wide assessment of how well community banking financial institutions, both banks and credit unions, are prepared for the next major credit disruption.
In Partnership With The University of Northern Colorado
They are assisting with interview questions, study design, and guarantee complete anonymity for participants.
Sponsors
The CEIS Review mission is to be the preeminent provider of independent outsourced loan review, loan portfolio stress testing, ALLL methodology validation or refinement, as well as being a provider of related commercial credit management techniques to financial institutions worldwide.
The Institute for Extraordinary Banking is the only independent advocate for the community banking industry. Founded by banking thought leader Roxanne Emmerich, and backed by a who’s who of modern American business leaders, the Institute exists to promote the importance of community banks to our nation, our economy and our communities.
Take tax return and financial statement analysis training on LendersOnlineTraining.com to help you better understand your borrower, determine debt repayment ability, and make more good loans.
How The Study Works
Initial Interviews
We are interviewing chief credit and lending officers, senior lending officers, auditors, and regulators,The Survey
The Social Research Lab surveys people working in the financial industry nationwide across many types of lending.Post-Survey Interviews
Based on the survey, we interview more people for an in-depth understanding of the issues raised.Analysis & Report
The Social Research Lab analyzes all interviews and survey results and develops a final report.
The Team
Take The Survey
Join An Interview
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