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The Credit Risk Readiness Study is a nation-wide assessment of how well community banking financial institutions, both banks and credit unions, are prepared for the next major credit disruption.

Linda Keith CPA Founder, Credit Risk Readiness Study

Join The Study

In Partnership With The University of Northern Colorado

The Social Research Lab at the University of Northern Colorado is conducting this study.

They are assisting with interview questions, study design, and guarantee complete anonymity for participants.

Sponsors

Sageworks offers lending, credit risk and portfolio risk software to efficiently grow and improve the borrower experience. Sageworks uniquely provides integrated solutions and industry expertise to more than 1,100 financial institutions that achieve an average 38% higher loan growth than peers.

The CEIS Review mission is to be the preeminent provider of independent outsourced loan review, loan portfolio stress testing, ALLL methodology validation or refinement, as well as being a provider of related commercial credit management techniques to financial institutions worldwide.

The Institute for Extraordinary Banking is the only independent advocate for the community banking industry. Founded by banking thought leader Roxanne Emmerich, and backed by a who’s who of modern American business leaders, the Institute exists to promote the importance of community banks to our nation, our economy and our communities.

Take tax return and financial statement analysis training on LendersOnlineTraining.com to help you better understand your borrower, determine debt repayment ability, and make more good loans.

How The Study Works

Initial Interviews
We are interviewing chief credit and lending officers, senior lending officers, auditors, and regulators,
The Survey
The Social Research Lab surveys people working in the financial industry nationwide across many types of lending.
Post-Survey Interviews
Based on the survey, we interview more people for an in-depth understanding of the issues raised.
Analysis & Report
The Social Research Lab analyzes all interviews and survey results and develops a final report.