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Impact of SBA Changes on Lending Volume

One of my favorite ‘work-out’ lenders shared her update on SBA Changes, both with the increased guarantee and the SBA American Recovery Capital (ARC) program. Pere Mageo is the Vice President and Department Manager, SBA Credit Administration at Pacific Capital Bank in Southern California.

Listen to this 3 1/2 minute segment and find out why the new guarantees don’t help existing loans and why so many SBA lenders are not participating in ARC.

  • How are the SBA changes helping or hurting your business lending efforts?
  • How about in your part of the country?
  • If your bank is participating in the ARC lending program, why? How is that working for you?
About the Author
Linda Keith CPA is an expert in credit risk readiness and credit analysis. She trains banks and credit unions throughout the United States, both in-house and in open-enrollment sessions, on Tax Return and Financial Statement Analysis. She is in the trenches with lenders, analysts and underwriters helping them say "yes" to good loans. Creator of the Tax Return Analysis Virtual Classroom at, she speaks at banking associations on risk management, lending and director finance topics.