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It's not just YOUR bank…Senior Loan Officer Opinion Survey

Getting tougher to get your commercial and commercial real estate deals approved? You are not alone…but you knew that. The Federal Reserve’s recent Senior Loan Officer Opinion Survey confirms what you already know and puts some numbers to the feelings.

“Tighter lending standards for commercial real estate were reported by 80% of domestic banks. Between 75% and 85% of banks expect a deteriorations in the quality of commercial and commercial real estate portfolios.”

For the whole report: Federal Reserve’s January 2008 Senior Loan Officer Opinion Survey on Bank Lending Practices

About the Author
Linda Keith CPA is an expert in credit risk readiness and credit analysis. She trains banks and credit unions throughout the United States, both in-house and in open-enrollment sessions, on Tax Return and Financial Statement Analysis. She is in the trenches with lenders, analysts and underwriters helping them say "yes" to good loans. Creator of the Tax Return Analysis Virtual Classroom at, she speaks at banking associations on risk management, lending and director finance topics.