Income & Guidelines Checklist

Income Documentation and Analysis Checklist

This Loan Request Checklist is fully customizable for your financial institution and the cost includes a one-hour consultation with Linda Keith to advise on customization to your guidelines.

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Customizable Documentation Checklist – $279.00

Customize it in three easy steps:

  1. Review the documentation listed
  2. Schedule a one-hour call with Linda Keith for input on your options
  3. Revise the file to your guidelines

Add additional sheets for guidelines, such as

  • Required Debt Coverage or Debt-to-Income Ratios
  • Guidelines for Guarantors based on % ownership
  • Documents required other than tax returns

Distribute it:

When you have modified the checklist, consider who should be able to access it.

  • Business Development Officers
  • Lenders
  • Underwriters
  • Credit Analysts
  • Internal Auditors

When you hire new staff in those roles, even if they are well-versed and experienced in analysis, be sure to provide this document early on so they can be consistent from the start.

Share it:

Don’t forget to share it with your regulators. They’ll be impressed, especially when their review shows that the lenders are following the well-thought out, thorough and clearly communicated guidelines!

Download the Global Tax Return Analysis
Quick Reference Guide