Lender Training: Manuals/Reference Guides
Three resource manuals to choose from:
These are physical manuals. Please contact us for PDF versions.
Tax Return Analysis – Essentials and 1040 Review – $195
This 175+ page manual is used in our in-person and online training, by self-study students and as a reference guide for continued use. The manual is self-sufficient, and is loaded with hands-on exercises and detailed explanations. It includes camera-ready worksheets for your use.
- Sample returns with solutions
- Worksheets & procedures
- Loan request checklist
- Case studies with solutions
We teach you the basics and give you additional information if you have to dig deeper. In addition to cashflow, we cover other items in the return that are danger signals or would give a hint as to the health of the business.
Beyond the 1040 – Corporation, Partnership & LLC Returns – $195
Looking to build a stronger relationship with your business borrowers? You’ll understand the different legal entities, why the business owners chose theirs and what it does for their risk exposure.
In this 225+ page resource guide, there is a section on Corporations, Partnership/LLCs and S Corporations that includes:
- What form they file
- Risk exposure of the owner/guarantor
- Considerations for the lender
- Comparison of taxable income to cash flow
- Case studies for each entity-type
Financial Statement Analysis: The Business Scorecard – $125
Geared to the basic-to-intermediate level, this is a hands-on manual with complete exercises demonstrating how to get to the story behind the numbers.
No one reads financial statements, they interpret or translate them. It’s like a foreign language. With this manual, you’ll improve your fluency in financial statements. This manual covers:
- Cash versus accrual basis
- CPA-prepared statements and what the CPA reports mean
- Basics of Balance Sheets, Income Statements and Statements of Cash Flow
- Ratio and percentage analysis
- Trend and comparative analysis
- Notes to the financial statements
- Write-up tips
Using four sets of financials, from the very simple to a publicly traded company, learn by doing so you can answer these important questions:
- How is the company really doing?
- Should we lend them money?