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Save the Economy? Save yourself first!

You are settling in for a flight and the flight attendant is giving you the safety talk. You know, ‘the talk’. You could probably recite it right now if you fly often.

So tell me, what does it say about the oxygen mask. “If you are traveling with a small child or someone else who needs assistance…”. You know how it ends. “Put your own mask on first, and then help others.”

Makes sense. How can you help anyone else if you are not okay yourself.

Let’s apply that to the economy. You have heard that the economy will get better when consumers start spending again. You have heard that the economic stimulus packages are not working as planned because, in part, people are too ‘afraid’ to spend. They are using the money to pay down debt or get a cushion in savings.

Well, DUH!!! That is exactly what consumers should be doing to take care of themselves first.

Listen to this 11 minute podcast where I share what to do and why to do it to take care of yourself in these tough times. I was interviewed by CorpStory’s Evelyn Clark, a consultant and speaker who helps companies capture their core message and helps leaders develop and tell the stories that engage employees in the vision and the mission of the company.

CorpStory’s Evelyn Clark interviews Credit Trainer Linda Keith CPA on How to Do Well in Tough Times

What are you doing to save yourself first?

About the Author
Linda Keith CPA is an expert in credit risk readiness and credit analysis. She trains banks and credit unions throughout the United States, both in-house and in open-enrollment sessions, on Tax Return and Financial Statement Analysis. She is in the trenches with lenders, analysts and underwriters helping them say "yes" to good loans. Creator of the Tax Return Analysis Virtual Classroom at, she speaks at banking associations on risk management, lending and director finance topics.