Lender Q&A, Tax Return Analysis

Depreciation confusion: What if you start with Net Income per books?

Jenifer’s question: We recently purchased new software that has a different approach to adding ...

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AgLending, Business Lending, Lender Q&A, Mortgage Lending, Personal Lending, Qualifying the borrower, Tax Return Analysis

Add-back Depreciation with Lease-to-Own?

Carrie’s question: Any suggestions on underwriting lease to own companies (that lease household items, ...

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AgLending, Business Lending, Complex Borrowers, Lender Q&A, Mortgage Lending, Personal Lending, Tax Return Analysis

When to ignore Section 179 ‘Depreciation’

Jake asks: If a piece of equipment is financed and then expensed in the ...

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AgLending, Business Lending, Lender Q&A, Tax Return Analysis

Lender Depreciation Add-Back? It depends on where you find it

Catherine’s question: What is the depreciation figure on the 1065 Schedule M-1, Line 4a ...

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Lender Q&A, Tax Return Analysis

All about the 8825

Greg’s question: My borrower has a lot of real estate, and his partnership return ...

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