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If you are trying to decide who to target for small business lending, here is your top-twenty list based on data from Sageworks, a Raleigh, N.C.-based accounting consultancy and
private-company data provider.

By average pretax margin, 2003 – 2010

1. Offices of Certified Public Accountants 16.5%

2. Offices of Chiropractors: 15.3%

3. Freestanding Ambulatory Surgical and Emergency Centers: 15%

4. Other Accounting Services: 14.9%

5. Offices of Dentists: 14.7%

6. Tax Preparation Services: 14.7%

7. Offices of Orthodontists: 14.4%

8. Offices of Lawyers: 13.4%

9. Sales Financing: 13.3%

10. Portfolio Management: 12.2%

11. Drilling Oil And Gas Wells: 12%

12. Offices of Optometrists: 11.5%

13. Lessors of Nonresidential Buildings (except
Mini-warehouses)
: 11.3%

14. Offices of Real Estate Appraisers: 11%

15. Lessors of Miniwarehouses and Self-Storage Units:
11%

16. Insurance Agencies and Brokerages: 11%

17. Other Activities Related To Credit Intermediation:
10.7%

18. Investment Advice: 10.7%

19. Offices of Physical, Occupational and
Speech Therapists, and Audiologists:
10.6%

20. Offices of Physicians (except Mental Health Specialists): 10.4%

For more details, read the article.

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Linda Keith


Linda Keith is an expert in credit risk readiness and credit analysis training. She trains financial institutions throughout the United States on both Tax Return and Financial Statement Analysis.
She is in the trenches with lenders, analysts and underwriters helping them say "yes" to good loans.
She moved her in person training online in 2008 to www.LendersOnlineTraining.com with a continued focus on lending to businesses, farm operations and complex individual borrowers.

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