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The banking industry won’t do the correcting … the market will.

Read this recent article on Community banks in for many more challenges in the Atlanta Business Journal.

It is an interview with Tony Plath, the University of North
Carolina at Charlotte finance professor sought out by USA Today,
Entrepreneur Magazine, ABC News and a host of local publications across
the country.

The Atlanta Business Chronicle says as an academic,
Plath’s viewed as being unbiased, not beholden to a particular company for
his paycheck. As a finance professor with a specific expertise on the
banking industry, Plath is viewed as an ideal source to provide
analysis on the most troubled sector of the economy today.

His interview covers what is next in community banking, why 2009 could be worse than 2008, and how the likely over-regulation of the banking industry is not the solution.

About the Author
Linda Keith CPA is an expert in credit risk readiness and credit analysis. She trains banks and credit unions throughout the United States, both in-house and in open-enrollment sessions, on Tax Return and Financial Statement Analysis. She is in the trenches with lenders, analysts and underwriters helping them say "yes" to good loans. Creator of the Tax Return Analysis Virtual Classroom at, she speaks at banking associations on risk management, lending and director finance topics.