AgLending, Business Lending, Financial Statement Analysis, Lender Q&A

Going Concern: Collateral or not?

Jim asks: A lender is proposing to use ‘going concern’ as the collateral for ...

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AgLending, Business Lending, Complex Borrowers, Mortgage Lending, Personal Lending

Donald Trump Tax “Avoidance” uncovers a dangerous bias

As I write this post, Donald Trump and Hilary Clinton are in the last ...

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Business Lending, Complex Borrowers, Qualifying the borrower, Tax Return Analysis

Why Gross-up Tax Exempt Interest?

Elvin asks: In your manual (Tax Return Analysis: Fundamentals and 1040 Review), you recommend ...

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Complex Borrowers, Lender Q&A, Qualifying the borrower, Tax Return Analysis

Cash Flow Analysis of K-1s: Count ordinary business income?

Oscar asks: My borrower is a 50% shareholder for a business filing a 1120S. ...

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Business Lending, Financial Statement Analysis, Tax Return Analysis

Can your Borrower really pay you back?

What is on your list? Business lenders, underwriters and credit analysts consider ability to ...

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