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Do I use OBI or NIPB in Global Cash Flow?

Jennifer’s question: Hi Linda, I had my first conflict on Operating Business Income (OBI)...
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Is your borrower’s business a hobby?

You may wonder why you should care if an individual, either your borrower or the guarantor of...
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Ready for recession?

Increasing credit risk in banking as economy hums along

How do bankers plan to maintain credit risk readiness in a good economy but with trouble on the way?
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Cash Flow Depreciation Module for Bankers

Add-back Depreciation with Lease-to-Own?

Carrie’s question: Any suggestions on underwriting lease to own companies (that lease household...
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Lending to Complex Borrowers

What to do with 481a adjustment?

Charlene’s and Yousaf’s question: Both Charlene and Yousaf had a question about...
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Confused banker

Changes to the 2018 tax forms will be confusing

I update the tax forms we use in our resource manuals and www.LendersOnlineTraining.com modules...
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Online Training for Credit Professionals

Two Year-End Webinars for Bankers

Things slow down for some of us in December so this is a perfect time to fit in two webinars...
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Are you missing a depreciation add-back?

Jordy’s question: Should Form 4562 depreciation be added back to cash flow? Every analysis I...
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Confused banker

Draft 2018 1040 ‘Postcard’: Where is the cash flow?

The Internal Revenue Service has released a draft of the new, simplified, postcard size...

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