AgLending, Business Lending, Lender Q&A

Do I use OBI or NIPB in Global Cash Flow?

Jennifer’s question: Hi Linda, I had my first conflict on Operating Business Income (OBI) ...

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AgLending, Business Lending, Complex Borrowers, Lender Q&A, Qualifying the borrower

Is your borrower’s business a hobby?

You may wonder why you should care if an individual, either your borrower or ...

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AgLending, Business Lending, Complex Borrowers, Credit Risk Readiness, Economy impact on business and lending, Qualifying the borrower

Increasing credit risk in banking as economy hums along

The article by Tyler Mondres in the ABA Journal is titled ‘Rosy Economic Picture ...

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AgLending, Business Lending, Complex Borrowers, Lender Q&A, Mortgage Lending, Personal Lending, Qualifying the borrower, Tax Return Analysis

Schedule B Interest: Pass-through or Cash Flow?

Patrick’s question: In your manual, Tax Return Analysis: Fundamentals and 1040, you state that ...

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AgLending, Business Lending, Lender Q&A, Mortgage Lending, Personal Lending, Qualifying the borrower, Tax Return Analysis

Add-back Depreciation with Lease-to-Own?

Carrie’s question: Any suggestions on underwriting lease to own companies (that lease household items, ...

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AgLending, Business Lending, Complex Borrowers, Lender Q&A, Mortgage Lending, Personal Lending, Qualifying the borrower, Tax Return Analysis

What to do with 481a adjustment?

Charlene’s and Yousaf’s question: Both Charlene and Yousaf had a question about 481a this ...

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