How costs behave: Are you (and your borrowers) smarter than a 1st grader?
In the mood to be inspired? Read on. Not in the mood, scroll to the bottom of the post for some... Continue Reading
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//Financial Statement Analysis
Alphabet Soup: 5 Terms Borrowers Won't Recognize
Lender Lingo makes talking amongst ourselves quick and easy. It can lead to confusion with... Continue Reading
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If YTD Financial Statement shows improvement can I use it in qualifying cashflow?
Your question:
Can I safely use year-to-date financial statements in my... Continue ReadingNo-risk, low-cost way to bring my training to you….
Bernanke and Obama may say the economy is in recovery, but your travel (and possibly your... Continue Reading
15 Tips to Find Cash in the Balance Sheet: A guide for your business borrowers
If you are a business lender, you may not be able to say 'Yes' to a loan as readily as you... Continue Reading
Help your borrower understand operating cycle as an alternative to borrowing
Heck, even if your financial institution has money to lend, you'll be doing your business... Continue Reading
Lender’s Reasonableness Test: 389 Miles to East
These last two days I have had as much fun as is fair to have while working with 17 lenders to... Continue Reading
Three Business Loan Red Flags…or have they changed color?
If you have been in business for a while, you have developed a list of red flags that you watch... Continue Reading
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Step 5: Leave out Nonrecurring Income/Expenses
If you are going for HISTORICAL cashflow, you'll include in your numbers nonrecurring income... Continue Reading
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