AgLending, Business Lending, Lender Q&A

Do I use OBI or NIPB in Global Cash Flow?

Jennifer’s question: Hi Linda, I had my first conflict on Operating Business Income (OBI) ...

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Lender Q&A

Non-obligated entities. Is the K-1 enough?

Sean’s question: I have a personal guarantor to my main borrowing entity. That guarantor ...

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AgLending, Business Lending, Complex Borrowers, Lender Q&A, Mortgage Lending, Personal Lending, Qualifying the borrower, Tax Return Analysis

Schedule B Interest: Pass-through or Cash Flow?

Patrick’s question: In your manual, Tax Return Analysis: Fundamentals and 1040, you state that ...

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Lender Q&A, Tax Return Analysis

Depreciation confusion: What if you start with Net Income per books?

Jenifer’s question: We recently purchased new software that has a different approach to adding ...

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Lender Q&A

Is military retirement pay always taxable?

Alyssa’s question: Does military retirement income show on the tax return? I have a ...

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AgLending, Business Lending, Financial Statement Analysis, Tax Return Analysis

Should You Include Non-Operating Income in EBITDA?

David asks: Should EBITDA include non-operating income and expenses or not? I have received ...

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