Rampant non-reporting of income: What's a lender to do?
"Up to 30 percent of workers who are not issued either W-2s... Continue Reading
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//Tax Return Analysis
Can you or can't you use Capital Gains as recurring cashflow to qualify your borrower for a loan?
Once again, I sense you are looking for a definitive answer. And it is....(wait for it)...it... Continue Reading
Is that IRA a rollover or is it cash flow?
If you are pulling historical cash flow from a 1040 (what really happened in the checkbook),... Continue Reading
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Lending to Non-Profits? Forms and Cashflow
The 'Ask Linda' section of my website is a great way for you to get answers to your questions.... Continue Reading
Lucky 13: Additions to cashflow you may be missing
This would be a bad time to miss an add to taxable income. Your borrower's need all the help... Continue Reading
What can I include in cashflow from Schedule B: Interest and Dividends?
Great question, since Schedule B is a mixed bag. As always, check your own guidelines. Here is... Continue Reading
Consumer, Mortgage and Business Lenders: Here is your Intro to Tax Return Analysis
I just updated my SlideShare Presentation. If you sign-up for SlideShare, you can even nominate... Continue Reading
Five questions to ask in 2010 to make the loan!
I predict the 2009 tax returns will be filed earlier rather than later. Why? The congress has... Continue Reading
My CUES Webinar January 21st: The Keys to the Map
I'll be presenting a webinar for the Credit Union Executive Society. If you are a CU lender or... Continue Reading
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Quit wishful thinking…'09 returns will be filed early!
Lending to businesses and to business owners will be harder in the recovery than it was in the... Continue Reading
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