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Thanks to economist Bill Conerly for directing me to this very cool map put out by the New York Fed. See the changes in the 60 day delinquency rate for:

  • Auto loans
  • Mortgage loans
  • Credit Card loans
  • Student loans

CreditMap.jpgIt is easy to tell which parts of the country are getting worse, and which are getting better. And good for the students! At least visually, their delinquency rates are improving faster than the other three.

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Linda Keith


Linda Keith is an expert in credit risk readiness and credit analysis training. She trains financial institutions throughout the United States on both Tax Return and Financial Statement Analysis.
She is in the trenches with lenders, analysts and underwriters helping them say "yes" to good loans.
She moved her in person training online in 2008 to www.LendersOnlineTraining.com with a continued focus on lending to businesses, farm operations and complex individual borrowers.

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