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Manual/Reference Guides

Originally created for in person and online training, these manuals are a complete resource for credit analysis.

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Global Cashflow Worksheets

Excel-based, easy-to-use, worksheets to get you from tax returns to recurring cashflow to pay debt and the owners.

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Documentation and Guidelines Checklist

This checklist is Excel-based and fully customizable to improve consistency in your lending team. 

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What our clients say


Easy to follow

The modules are easy to follow and the manuals are helpful in policy examinations!

Petr Rossiytsev Credit Analyst, Pueblo Bank & Trust

Excellent reference material to use later.

Excellent training-very good format. Excellent reference material to use later.

Andrea Martin Senior Loan Officer, Cascade Bank

Bulletproof with regulators

I just finished the audit with our federal and state regulators. They asked how we are handling global analysis of tax returns and I broke out the manual I got from Linda 14 years ago. It still holds up today as bulletproof for letting the examiners know we know what we are doing.

I still reference the book after all these years and am confident the training she is doing for us today will help my team as well.

Rob Farrington Senior VP Com'l RE, American First CU