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US Credit Conditions – Check out your state…

Thanks to economist Bill Conerly for directing me to this very cool map put out by the New York Fed. See the changes in the 60 day delinquency rate for:

  • Auto loans
  • Mortgage loans
  • Credit Card loans
  • Student loans

CreditMap.jpgIt is easy to tell which parts of the country are getting worse, and which are getting better. And good for the students! At least visually, their delinquency rates are improving faster than the other three.

About the Author
Linda Keith CPA is an expert in credit risk readiness and credit analysis. She trains banks and credit unions throughout the United States, both in-house and in open-enrollment sessions, on Tax Return and Financial Statement Analysis. She is in the trenches with lenders, analysts and underwriters helping them say "yes" to good loans. Creator of the Tax Return Analysis Virtual Classroom at, she speaks at banking associations on risk management, lending and director finance topics.